Mastermind19 Terms of Service

Last Updated: October 14, 2026

1. Acceptance of Terms

By clicking "I have read and agree to these Terms & Conditions," submitting Your information on Our websites, completing a purchase on any of Our websites, or by using Our services, You ("You" or "Your") acknowledge that You have read, understood, and agree to be bound by these Terms of Service. Mastermind19 ("We", "Us", or "Our") appreciates Your interest and engagement. If You do not agree to these Terms, You may not use Our services.

2. Changes to Terms of Service

We reserve the right to modify these Terms at any time. We will notify You of any changes by posting the new Terms on Our site. Your continued use of the service after any such changes take effect constitutes Your acceptance of the new Terms.

3. Use of Our Service

You agree to use Our service only for lawful purposes and in accordance with these Terms. Any unauthorized use of Our service is strictly prohibited. By accessing and using Our services, You agree to conduct Yourself in a respectful and professional manner. Harassment, abuse, discrimination, threats, or disruptive interactions by You within Our services, as described further in the Member Code of Conduct, will result in immediate removal from Our services without refund.

4. No Refunds Policy

All sales are final and non-refundable. By purchasing, You acknowledge that You are committing to the full annual membership term, regardless of Your level of participation, satisfaction, or perceived value. This is an educational and networking-based program, and results may vary. Your inability to attend or utilize portions of the membership does not constitute grounds for a refund or prorated adjustment.

Any credit issued to Your Mastermind19 Wallet under Section 6 is not a refund, has no cash value except where applicable law requires otherwise, and does not create any right to a return of funds.

You waive any right to "charge-back" or dispute payment with Your credit card issuer/processor or bank. If You initiate a dispute or charge-back, We reserve the right to immediately terminate Your access to Our services without notice. The charge in question remains due and payable, and You agree to remit payment promptly to resolve the outstanding balance. Failure to do so may result in collections or legal action.

5. Mastermind19 Wallet

Purpose: The Mastermind19 Wallet is a stored-value account We maintain for You for use within the Mastermind19 program. The Wallet is available only to active Mastermind19 members. It may not be purchased by, opened for, or funded by any person who is not an active member, and it is not sold to the general public.

Funding: You may fund Your Wallet by loading amounts directly or by receiving credit issued by Us under Section 6. All Wallet loads are final. Except where applicable law requires otherwise, all amounts held in Your Wallet are non-refundable.

Load Limits: We may set, change, or enforce limits on the amount You may load to or hold in Your Wallet at any time, in Our sole discretion. We may decline or reverse any load that exceeds a limit then in effect.

Permitted Use: Wallet funds may be applied only toward Mastermind19 membership dues and Mastermind19 trips and Events. Wallet funds may not be applied toward any other purchase, and may not be applied toward goods or services offered by any other business, unless approved by Us in writing.

No Cash Value: Except where applicable law requires otherwise, Wallet balances have no cash value, do not earn interest, and may not be redeemed, exchanged, transferred, assigned, gifted, or withdrawn for cash at any time. Wallet balances are personal to You and may not be sold or transferred to any other person.

Application to Renewal: At each annual renewal, We will apply Your Wallet balance toward the renewal amount before charging Your payment method. If Your Wallet balance equals or exceeds the renewal amount, the full renewal amount is debited from Your Wallet and no charge is made to Your payment method. If Your Wallet balance is less than the renewal amount, Your entire Wallet balance is debited first and the remaining amount is charged to Your payment method. If Your Wallet balance is zero, the full renewal amount is charged to Your payment method.

Balance on Cancellation or Termination: If You cancel Your membership, or if We suspend or terminate Your membership, any remaining Wallet balance remains available to You for twelve (12) months from the effective date of cancellation or termination. During that period You may apply the balance toward reinstating Your membership at the then-current joining rate, paying any difference by another payment method. Mastermind19 trips and Events are open only to active members, and Wallet funds may not be applied toward any trip or Event unless You have first reinstated Your membership and a sufficient balance remains. Except where applicable law requires otherwise, any balance not applied within that twelve-month period is forfeited.

State Law Exceptions: Where the law of Your state of residence prohibits the expiration or forfeiture of stored value, requires that a balance below a stated threshold be redeemable in cash, or otherwise conflicts with this Section, that law controls and We will honor it. Nothing in these Terms waives any right You hold under such a law.

Records: Your current Wallet balance is displayed in the Mastermind19 app. You are responsible for reviewing it.

6. Trip and Event Cancellation by You

If You are unable to attend a Mastermind19 trip or Event You have purchased, You must notify Us in writing at [email protected] before the Event begins. Cancellation windows are measured from the first day of the Event and are based on the date We receive Your written notice.

If We receive Your written notice 30 or more days before the Event, 100% of the amount paid for that Event will be issued as credit to Your Mastermind19 Wallet. If We receive Your written notice fewer than 30 days before the Event, 50% of the amount paid will be issued as credit to Your Mastermind19 Wallet and the remaining 50% is forfeited. If Your spot is filled by a replacement participant who is an active Mastermind19 member in good standing, the remaining 50% will also be issued as credit to Your Mastermind19 Wallet. If We do not receive written notice before the Event begins, no credit is issued and the full amount is forfeited.

Whether a replacement participant is secured is determined by Us in Our sole discretion, and We make no representation or guarantee that Your spot will be filled.

Any credit issued under this Section is issued at Our sole discretion and does not entitle You to credit on any future cancellation. Credit issued under this Section is not a refund and, except where applicable law requires otherwise, is not redeemable in cash.

7. Payments

You authorize Us to charge Your payment method, automatically and on a recurring basis, and You agree to keep a valid payment method on file at all times. At each renewal, amounts are collected first from Your Mastermind19 Wallet balance and then from Your payment method, as described in Section 5. Renewal pricing is subject to change.

Membership subscriptions automatically renew annually on the anniversary of Your membership start date unless cancelled before the renewal date. You may cancel at any time by visiting mastermind19.com/membership.

If an automatic payment is declined, We may retry the charge and may pause or terminate Your membership and access to Events until payment is received. We reserve the right to pause or terminate Your membership in the event payment is not timely received.

If You cancel or fail to complete payment obligations, We reserve the right to pursue the outstanding balance through collections, legal action, or credit reporting agencies.

8. Limitation of Liability

You agree to hold Us, Our employees, members, agents, affiliates, subsidiaries, and representatives harmless from any loss, claim, damage, or liability of any kind. To the maximum extent permitted by law, We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) Your access to, or use of, or inability to access or use, the service; (b) any conduct or content of any third party on the service; (c) any content obtained from the service; and (d) unauthorized access, use, or alteration of Your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not We have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed its essential purpose. Without limiting the generality of the foregoing, Our liability, if any, shall be limited to the total monies paid by You for use of Our services.

Nothing in this Section 8 or in Section 16 makes You liable for, or requires You to hold Us harmless from, text messages sent to a mobile number You no longer use or that has been reassigned, as provided in Section 15.2.

9. Disclaimer

Our service is provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Governing Law and Arbitration

These Terms shall be governed and construed in accordance with the laws of Nevada, without regard to its conflict of law provisions, except that where the law of Your state of residence provides consumer protections that may not be waived by agreement, those protections apply.

Any dispute arising out of or relating to these Terms of Service or Your use of the website or services shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association (http://www.adr.org/). The arbitration shall be held in Clark County, Nevada and conducted in the English language. The decision of the arbitrator shall be final and binding on all parties and may be entered as a judgment in any court of competent jurisdiction. If a party files suit to initiate formal litigation and the matter is subsequently moved to arbitration pursuant to this provision, the filing party shall pay the defending party's attorneys' fees incurred up to the matter's submission to arbitration.

Class Action Waiver: You agree to resolve disputes solely on an individual basis and waive any right to participate in a class action lawsuit or class-wide arbitration.

11. Publicity Release

You irrevocably and perpetually grant Us the right to use Your name, likeness, voice, written or video testimonials, and any materials You provide in connection with the program, in whole or in part, in any marketing or promotional materials. This usage may occur without additional notice, approval, or compensation, unless otherwise agreed in writing.

12. Contact Us

If You have any questions about these Terms, please contact Us at [email protected].

13. Confidentiality and Non-Disclosure

You shall treat all information obtained from Us during the course of this Agreement as confidential and shall not disclose or publicize this information in any manner. Confidential Information includes, but is not limited to, content prepared, shared, or maintained by Us, Our employees, agents, and representatives, online course content, communications made during conference calls, and log-in credentials (such as username and password). You shall not disclose or publish Confidential Information to any other person in any manner.

14. Privacy Policy Acknowledgment

By using Our website or services, You acknowledge that You have read, understood, and agree to Our Privacy Policy. Our Privacy Policy outlines how We collect, use, and protect Your personal information. If You do not agree to the terms of the Privacy Policy, You may not use Our services.

15. Consent to Communications

15.1 General Communications. By providing Your contact information and using Our services, You consent to receive phone calls, voicemails, prerecorded communications, and emails from Us, Our employees, members, agents, affiliates, subsidiaries, and third-party businesses that have a common interest or ownership with the Company, for informational, promotional, and transactional purposes. You understand and agree that some communications may be generated or delivered by automated systems or AI. You may opt out of promotional emails by following the unsubscribe instructions in the email or by contacting Us at [email protected]. Text messaging is governed exclusively by Section 15.2.

15.2 Mastermind19 Text Messaging Program (SMS, MMS, and RCS). By opting in, You agree to receive text messages from Mastermind19, which may be delivered as SMS, MMS, or RCS messages. Messages may include information about Your membership and account, Our programs, trips, and Events, and other informational, transactional, and promotional content from Mastermind19. Messages may be sent using automated technology. Consent to receive text messages is not a condition of any purchase. Your text messaging consent applies only to messages from Mastermind19 and does not extend to any affiliate or other business.

Message Frequency and Costs. Message frequency varies. Message and data rates may apply.

Help. Reply HELP for help. You may also email Us at [email protected].

Opt Out. Reply STOP to cancel. You may also opt out by replying CANCEL, END, QUIT, UNSUBSCRIBE, REVOKE, or OPT OUT. After You opt out, We will send one message confirming Your opt-out, and You will receive no further text messages from Us unless You opt in again.

Carriers. Mobile carriers are not liable for delayed or undelivered messages.

Keeping Your Number Current. You agree to keep Your contact information current, including notifying Us at [email protected] if Your mobile number changes, so that membership information reaches You and not another person. You will not be held liable for text messages We send to a mobile number You no longer use or that has been reassigned.

Privacy. Text messaging opt-in data and consent will not be shared with third parties, excluding aggregators and service providers. For more information, see Our Privacy Policy.

16. Prohibited Activities and Liability

You are strictly prohibited from selling, transferring, or otherwise monetizing leads obtained through Our services. Additionally, You may not use illegal, unethical, or unauthorized methods to contact leads, including but not limited to violations of the Telephone Consumer Protection Act (TCPA), such as making unsolicited calls or sending texts without proper consent, violating "Do Not Call" lists, sending spam emails, or employing deceptive practices. Any actions You take that are illegal, unethical, or violate these Terms are Your sole responsibility, and You agree to indemnify and hold Us harmless from any claims, damages, or liabilities arising from such actions.

17. Miscellaneous

Pineda Marketing, LLC, a Nevada Limited Liability Company doing business as Mastermind19, located at 375 E Warm Springs Rd Ste 204, Las Vegas, NV 89119, is a marketing and education company. We do not sell a business opportunity, guaranteed results, or any "get rich quick" program.

All materials, training, and services are provided for educational and informational purposes only. We do not provide legal, tax, or financial advice, and You should consult with Your own licensed advisors before making any decisions.

Investing and business activities involve risk. We do not guarantee results or income, and any success depends on individual effort, skill, experience, market conditions, and other unknown factors. It is possible to lose some or all of Your investment.

Testimonials, case studies, or reported successes represent individual experiences and are not typical or guaranteed. Many customers do not take action, do not apply what they learn, or encounter challenges that prevent success.

We do not track or verify individual earnings. Any metrics shared are self-reported or relate to actions (such as completed deals), not guaranteed financial performance. All intellectual property is protected by copyright. Duplication, distribution, or unauthorized sharing of materials is strictly prohibited.

Our services may link to or refer You to third-party content or vendors. Some of these may share common ownership with Us. We are not liable for third-party content or actions.

This site is not affiliated with or endorsed by YouTube, Google, Bing, or Facebook. FACEBOOK is a trademark of Meta Inc. YOUTUBE is a trademark of Google LLC. BING is a trademark of Microsoft Inc.

18. Member Code of Conduct

As a participant in the Mastermind19 program, You agree to conduct Yourself in a respectful, professional, and collaborative manner. This applies to all in-person events, online sessions, communities, and communications with staff, members, or attendees including but not limited to golf outings, networking sessions, social gatherings, dinners, travel-related activities, or any other event hosted, sponsored, or coordinated by Mastermind19.

Disruptive behavior, harassment, discrimination, abuse, intoxication, use of illegal drugs, or any other behavior deemed inappropriate or unsafe (as determined solely by Us) may result in immediate suspension or permanent removal from the program without refund.

You also agree to refrain from bringing or consuming illegal substances at any Mastermind19 and Mastermind19-related events or venues. We reserve the right to remove any individual who appears to be under the influence of alcohol or drugs in a way that endangers themselves, others, or the integrity of the Event experience.

We reserve the right to deny access to any event or platform if We believe Your behavior violates these standards or undermines the spirit of the community.

19. Participation Waiver and Assumption of Risk

By participating in any Mastermind19 event, including but not limited to golf outings, networking sessions, social gatherings, dinners, travel-related activities, or any other event hosted, sponsored, or coordinated by Mastermind19 (collectively, "Events"), You acknowledge and agree to the following:

Voluntary Participation: You understand that participation in Events is voluntary and undertaken at Your own discretion and risk.

Assumption of Risk: You acknowledge that golf and related activities, including but not limited to group travel, ground transportation, rideshares, vehicle rentals, flights, or accommodations, inherently involve risks of physical injury, property damage, delays, cancellations, and other hazards. By participating, You knowingly and voluntarily assume full responsibility for any and all risks, whether known or unknown, that may arise out of or relate to Your participation in such Events. You acknowledge that Mastermind19 is not responsible for the acts or omissions of third-party travel vendors, hotels, airlines, or rideshare providers, and does not guarantee any arrival or timing related to such services.

Waiver of Liability: You hereby fully waive, release, and discharge Mastermind19, Pineda Marketing, LLC, its affiliates, owners, members, employees, representatives, contractors, and agents from any and all claims, liabilities, damages, losses, or expenses (including attorneys' fees) arising from or related to any injury, accident, illness, travel disruption, property loss, theft, or other incident You may suffer in connection with Your participation in the Events, including travel to and from such Events, whether arising from negligence or otherwise, to the fullest extent permitted by law.

Personal Responsibility: You agree to conduct Yourself safely and responsibly during all Events, to comply with all local laws, venue rules, and safety guidelines, and to be solely responsible for Your own actions, decisions, and personal belongings at all times.

Medical Authorization: You certify that You are physically fit to participate and have not been advised otherwise by a qualified medical professional. You authorize Mastermind19 and its representatives to obtain emergency medical treatment on Your behalf if necessary and agree to assume all related costs.

Indemnification: You agree to indemnify, defend, and hold harmless Mastermind19, Pineda Marketing, LLC, and its representatives from any third-party claims or liabilities arising from Your conduct, participation in the Events, or any travel-related issues.

You acknowledge that You have read and fully understand this Participation Waiver, that You are waiving substantial legal rights (including the right to sue), and that You do so freely and voluntarily.

20. Event Changes, Rescheduling, and Modifications

You acknowledge and agree that all Mastermind19 Events, including but not limited to, golf outings, networking sessions, social gatherings, dinners, workshops, and any travel-related or in-person activities are subject to change at any time and for any reason, at Our sole discretion. Event dates, times, locations, venues, agendas, speakers, activities, and formats may be modified, rescheduled, postponed, relocated, or replaced without prior notice when deemed necessary by Us.

Such changes may occur due to weather conditions, venue availability, operational needs, safety concerns, logistical issues, changes in third-party vendor commitments, speaker or guest availability, travel disruptions, or any circumstances beyond Our reasonable control.

No Refunds for Event Changes: You understand and agree that any modification, rescheduling, or relocation of an Event does not constitute grounds for a refund, partial refund, cancellation, or credit of any kind. Your membership provides access to the Mastermind19 program, and not to any specific ticketed Event, date, venue, or experience.

Cancellation by Mastermind19: If We cancel an Event outright and do not reschedule or replace it, amounts paid specifically for that Event will be issued as credit to Your Mastermind19 Wallet under Section 5. This provision applies only to amounts paid for a separately purchased Event package and does not apply to membership dues.

Force Majeure: We shall not be liable for any delay, change, or cancellation caused by events outside Our reasonable control, including but not limited to acts of God, extreme weather, natural disasters, venue closures, government orders or restrictions, health or safety emergencies, transportation interruptions, labor disputes, or any similar unforeseeable event.

By participating in the program, You expressly acknowledge and accept the possibility of such changes and agree that Your continued participation constitutes acceptance of any modifications made.

21. Severability, Survival, and General Provisions

Severability: If any provision of these Terms is held to be invalid, unlawful, or unenforceable in any jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be so modified, severed from these Terms. The remaining provisions shall continue in full force and effect, and the invalidity or unenforceability of a provision as applied in one jurisdiction shall not affect the validity or enforceability of that provision in any other jurisdiction.

Survival: The provisions of Sections 4, 5, 8, 9, 10, 11, 13, 16, 17, and 19, and any other provision that by its nature is intended to survive, shall remain in effect after Your membership ends or is terminated for any reason.

Entire Agreement: These Terms, together with Our Privacy Policy, constitute the entire agreement between You and Us regarding Our services and supersede any prior agreements or understandings, whether written or oral.

Assignment: You may not assign or transfer these Terms or any rights under them without Our prior written consent. We may assign these Terms to any affiliate or successor in connection with a merger, acquisition, or sale of assets.

No Waiver: Our failure to enforce any provision of these Terms is not a waiver of Our right to enforce that provision or any other provision at a later time.

By clicking "I have read and agree to these Terms & Conditions," submitting Your information on Our websites, completing a purchase on any of Our websites, or by using Our services, You ("You" or "Your") acknowledge that You have read, understood, and agree to be bound by these Terms of Service.